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About Us

PCAT Overview

PCAT is the largest public school risk pool in the U.S. devoted solely to property and casualty coverage. Formed in 2003 to meet the unique needs of Texas ISD's, PCAT has grown to more than 130 school districts covering more than $15 Billion in school properties.

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Our History

PCAT was founded in 2003 by Weatherford ISD, represented by Joe Schultz, and Duncanville ISD, represented by Lee McNair. Mr. McNair is still a PCAT board member today. These pioneers were the original visionaries who skillfully guided PCAT to its national prominence among public school risk programs. PCAT is committed to adequately fund losses and return excess contributions to Members in years when program claims are less than predicted. This commitment has resulted in more than $12 Million in cash dividends being returned to Members since 2006.

PCAT is administered by NAS. For over 50 years, the NAS family of companies has served more than 4,000 schools. NAS helps clients reduce their property, casualty and workers’ compensation insurance costs through global access to insurance markets and innovative risk management solutions.

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