PCAT program administration services are provided by NAS. The NAS family of companies are leaders in the public entity business. American Fidelity Assurance Company, the leading company in the group, was founded more than 50 years ago by C.W. Cameron, and has achieved great success as the second-largest private, family-owned life insurance company in the U.S. Much of Cameron's success was the result of pioneering efforts to make insurance available to the working class. He was an early leader in voluntary payroll deduction insurance. Cameron sold group accident and health insurance to state agency employees and to trade associations. His agency was one of the first of its kind to offer insurance to schoolteachers. Building on that beginning, AFA is now the largest provider of voluntary disability insurance to teachers across the U.S.
PCAT claims administration services are provided by Edwards Claims Administration (ECA). ECA is a family-owned independent risk management servicing firm specializing in a wide array of services including claims administration, loss prevention, wellness, environmental/industrial hygiene and employee benefit consulting.
PCAT loss control services are provided by Edwards Risk Management (ERM). ERM brings over 30 years of risk management experience in the public sector. ERM has been involved with the research, development and implementation of more than twenty self-insurance programs, including managing all aspects of the four risk management pools (over $200 million in premium) for a large state association.