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Why PCAT

Mission

PCAT was created to provide Member districts with a strategy to achieve the lowest long-term cost
for property and casualty coverage via multi-year membership, rate and coverage stability, proactive
loss prevention, and cash dividends.

Strength

PCAT provides multi-year risk management solutions for over 130 Texas school districts. With
over $28 Million in annual Member contributions, PCAT is the largest school risk program in the
country devoted exclusively to property and casualty exposures.

Governance

PCAT is a Member owned-and-governed program. Member districts elect a five-Member Board of
their peers to provide program governance ensuring the program is consistently aligned with the
best interests of Member districts.

Non-Profit

PCAT’s non-profit status ensures that any program funds not necessary for program operations are
dispersed to Members via cash dividends. Since 2009, PCAT has returned over $11,000,000 in
cash dividends to Texas classrooms.

Interlocal

Formed under the Interlocal Cooperation Act, Chapter 791 of the Texas Government Code, the
PCAT Interlocal Agreement enables Members to benefit from cost-saving multi-year agreements
while meeting Texas Education Code section 44.031 Purchasing Contracts requirements.

Board of Trustees

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Read more about the PCAT Team »