Artificial intelligence tools are quickly becoming part of the education landscape. From lesson planning and tutoring support to communication, accessibility, and administrative tasks, AI may offer valuable opportunities for schools.

From student records and staff payroll files to transportation schedules, financial information, and learning platforms, schools manage significant amounts of sensitive data every day.

Fire drills are important, but they represent only one part of a strong safety program. Fire prevention for schools requires reliable equipment, clear procedures, trained staff, and well-maintained facilities.

Vaping and e-cigarette use continue to create health, discipline, and safety concerns for school leaders. Vaping prevention in schools requires more than confiscating devices after an incident occurs.

The first few weeks of school can reveal issues that did not appear during pre-year planning. School bus safety depends on consistent attention to drivers, vehicles, routes, and daily procedures.

Back-to-school events create excitement, but they also create risk. Managing liability during back-to-school events starts with a little planning before the first open house or pep rally.

While visitor check-in procedures help control who enters a building, the entry points must also function correctly for those procedures to work.

The weeks leading up to the first day of school are a smart time to check for insurance gaps for schools before students, staff, and visitors return in full force. Addressing insurance gaps for schools now can help prevent coverage surprises after an incident and support smoother claims handling if something does occur.

Summer is one of the best opportunities schools have to reduce campus security gaps. With fewer people on site and more flexibility to schedule vendors, campus surveillance and lighting can be inspected and improved to correct blind spots before back-to-school traffic increases.

A strong school recovery plan for hurricane season helps schools restore operations quickly and reopen safely after a storm.

Summer is a key season for school athletic fields and outdoor facilities. With fewer activities, it’s a great time for repairs and preventive maintenance—but it can also increase exposure to weather damage, irrigation problems, vandalism, and unauthorized use.

Phishing attacks targeting schools have changed. They’re no longer limited to poorly written emails asking someone to “click here.”

Many public school districts hire high school students for summer roles—supporting summer programs, clerical and departmental work, campus organization projects, childcare support, and limited food service assistance.

Artificial intelligence is quickly becoming part of the modern classroom. New AI-powered tools can assist with lesson planning, personalize learning experiences, and help educators manage administrative tasks more efficiently.

Ransomware attacks on school districts are no longer rare events — they are targeted, disruptive, and expensive. According to the Federal Bureau of Investigation, ransomware continues to be one of the most prevalent cyber threats impacting public institutions, including K-12 schools.

School districts work hard to keep students safe, but employee safety deserves the same level of focus. Workplace injuries not only impact staff well-being, they can also lead to higher workers’ compensation costs, staffing disruptions, and operational strain.

Your property schedule is one of the most important—and often overlooked—documents in your insurance program. While it may look like a simple list of buildings, values, and locations, this schedule plays a critical role in how your coverage responds when a loss occurs.

Winter weather events are becoming less predictable, even in regions that don’t traditionally experience prolonged cold, ice, or snow. Sudden freezes, icy roadways, power disruptions, and rapidly changing forecasts can create significant challenges for school districts — often with little time to respond.

Educators face unique professional exposures that go beyond standard general liability. That’s where Educators Legal Liability (ELL) coverage comes in.